banking services chronicle magazine
banking services chronicle magazine Once you've let go of your shame and have committed to taking
responsibility, it will be much easier to face your creditors. Explain to them
that you're over your head in debt, and while you want to honor your
commitments, you would appreciate it if they would work with you to make doing
so easier. Most of the time, your creditors will be more receptive than you
would imagine - after all, they're used to people in your position ducking
under a rock and ultimately sticking them with the bill. banking services chronicle current affairs Your creditors may offer to let you skip a
payment or two in order to help you get back on your feet, or they might offer
to lower your interest rates. If you still have your accounts open, they might
offer to suspend your credit while you pay off the balance in principal only at
regular monthly intervals. Finally, they may offer to settle your accounts at
less than the full amount due if you pay in one lump sum banking services
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